Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. Remember: As a Mississauga, Oakville and Milton area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information! 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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Maria Goulart, Sales Representative
Signature Service GMAC Real Estate
5636 Glen Erin Drive, Unit 10
Mississauga, ON L5M6B1
905-363-4622
Fax: 905-363-4630
mariagoulart@NUMBER1EXPERT.com
Maria Goulart, Sales Representative at Signature Service/GMAC Real Estate has over 15 years of combined real estate experience to help find you the best home for you! Being a top 4% producer in the GTA, she knows what it takes to buy a home. Mississauga homes, Burlington homes, Oakville homes, Toronto homes, and Milton homes are what Maria specializes in.
Browse around her site to see some of the listings she has to offer! As well, sign up for the Latest Listings, so you receive every new listing as soon as it is available on the market!
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